Just got off the phone with my health care provider asking them to explain why my premium jumped up. No good answer!There is an answer...but it isn't a "good" answer because it isn't the one that she wants to hear: Obamacare, by mandating coverage (of children up to 26, of contraceptives, of pre-existing conditions) increased costs. What a shocker! We warned you!
There were actions that could have been taken to reduce health care costs, but the Democrats weren't interested, because those would have involved:
1. More competition: allow small businesses and individuals to form interstate pools for insurance.
2. Tax credits to make it easier for middle income and some low income workers to buy their own health insurance, funded by treating group health insurance benefits above that level as income.
3. Allow all medical expenses to be treated as deductions from income -- not just the expenses exceeding 7.5% AGI. Allow anyone to pay the medical bills of others, and get that same deduction. You want to see gobs of charity? Let a rich person do good for others while reducing his own tax bill.