Thursday, July 25, 2013
Surgery Friday
It turns out that short-term disability is pretty much useless unless you are going to be out for at least a month, and I won't be out that long (although it might be close). I'll exhaust my sick pay and vacation pay well before I am back at work, but there is a procedure for allowing other employees to donate unused time under these circumstances, so I am hoping that there won't be too many days unpaid. Assuming everything goes according to plan, I will be able to teach two classes in the fall semester, which will somewhat make up for all the lost pay and medical expenses. The good news is that maximum out of pocket expense on our health insurance is $3250 per person, and there is no question that we'll hit this maximum because of the valve replacement.
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Clayton,
ReplyDeleteWe will remember you in prayer.
With zero comment regarding personal hygiene, it is wise to do a really good "Steam Cleaning" shower with a triclosan containing body wash prior to your hospital stay. Nosocomial staph infection is quite common, and decolonizing with an anti-bacterial prior to your stay is somewhat helpful as a preventative measure.
Just to make you more uneasy, my plan doesn't cap charges in excess of reasonable and customary. So the maximum out-of-pocket cap is a total sham in Illinois. Don't know how it is in Idaho but I wish you well and that it won't be as expensive as it could be.
ReplyDeleteThe medical providers are under contract to the insurer, so I have never seen a problem with this here in Idaho. I wonder if reasonable and customary rates are perhaps set nationally? In that case, everything here will be cheap.
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