0% Financing

I am beginning to hear car dealers offering 0% 72 month loans.  What does this mean, besides cars are not selling?  It means they are guessing interest rates for the next several years will be low enough that this rate will not hurt too badly. 

UPDATE:  Carfax's list of 0% loans points out that those rates are often specific to models that are not selling well (EVs, of course, because the market is largely purple-haired people with septum rings, their soy boy husbands, and only slightly better groomed "people who give birth").*  You generally need impeccable credit scores as well.  Often these are 36 months.  That is why the Kia ad I heard this morning was so startling: 72 months.

*Let me emphasize that I really like EVs.  They have very low maintenance costs, when did you last have an electric motor fail?, and once a charger network equivalent to gas stations exists, they will be pretty awesome 22nd century technology.