Tuesday, January 17, 2017

Letter to my Congressman

I know that repealing Obamacare is high on the list of things to do.  A few suggestions:

1. Part of what suppresses competition in health insurance are rules that prevent interstate pools, except for the ones organized by labor unions.  If small businesses could use interstate insurers, it would make insurance available to many small business employees.  Maybe not a lot, but some.

2. Some states (such as Idaho) prohibit non-Idaho insurers from selling health insurance to Idaho residents.  This is partly a response to a federal law that exempts insurers from antitrust laws.  Repeal the federal law so that more insurers could offer coverage across state lines.

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