Saturday, April 18, 2026

An Insurance Fraud So Weird That I Do Not Need to Tell You in What State it Happened

 4/17/26 SFGATE:

Multiple people in Glendale have been sentenced in a bizarre felony insurance fraud case involving a bear costume and luxury cars. 

Officials from the California Department of Insurance launched the investigation back in 2024 after an insurance company flagged an unusual claim of a Rolls-Royce Ghost sedan being damaged after a bear climbed inside near Lake Arrowhead. The grainy surveillance footage appeared to show a bear rummaging through the vehicle, and photos submitted showed scratches on the interior of the car, which can retail for over $400,000 when new.

But the video and photos from the scene didn’t look quite right. During the investigation, detectives sent the footage to a biologist from the California Department of Fish and Wildlife, who “concluded the animal shown was clearly a human in a bear suit,” according to the news release from the California Department of Insurance. The team then realized similar claims had been made about damage to two Mercedes vehicles. 

At least the "bear" did not drive it to a chop shop for disassembly. 

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