You should be doing these regularly starting at 45. I started after a good friend received stage 4 notification. He had never had one.
Get it done promptly. Watching him die of something preventable was very sad. It was also expensive. Fortunately for his widow, he had a gun and ammo hoarding problem. In the year or so it took to first find all the guns in the house and aircraft hangar, she amassed enough to pay all the bills.
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