I just got a letter from our health insurance provider. We buy our own, as it's not provided by any employer. Right now we have what is pretty much the least-expensive high-deductible coverage we can get. It's around $550 per month for the family. As of 01Jan2013, it's going up about $200, to about $750, a more than 30% increase. Coverage will not significantly change.As he points out, this law is theoretically the "Patient Protection and Affordable Care Act." Something seems to have been lost in translation.
The theory was that requiring everyone into the pool would lower health care costs, by forcing the freeloaders to pay for coverage. So why isn't it lowering health care costs? Simple reason: increasing effective demand for health care without changing the numbers of providers has to drive up prices. If the goal was really to make health care more affordable, Obamacare would have done something to increase the number of doctors and nurses, or to increase competition in the health insurance field. But Obamacare was never a health insurance plan. It was a spending increase and health insurer guaranteed customer plan with some slight improvement in health care as a side effect.