The Annual Service on the Jaguar Does Not Seem Extravagant. ..

When you see the loaner.  A Range Rover.  Ok, the Discovery is the bare bones version,  if anything Range Rover can be called bare bones.  It is a 4 cylinder but turbocharged and very quick.

My wife pointed out that it is noisier and harsher rising than the Jeep.  Because it is on all-season tires instead of ice tires it had less traction than her Jeep, and at twice the price is really no deal.  I think she is right.   The replacement for her Jeep Renegade is likely to be something like a Grand Cherokee.