tag:blogger.com,1999:blog-2807403883562053852.post6635603322903977709..comments2024-03-27T08:40:31.785-06:00Comments on Clayton Cramer.: Statistics on Unaffordable Care Act ApplicationsClayton Cramerhttp://www.blogger.com/profile/03258083387204776812noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-2807403883562053852.post-7877814752542711372013-11-26T10:32:08.358-07:002013-11-26T10:32:08.358-07:00COBRA from my current employer is about $1200 a mo...COBRA from my current employer is about $1200 a month for two middle aged adults. Even for young people, it is very pricey.<br /><br />I know someone who makes almost nothing because he is a recent college graduate, and his subsidized insurance through the exchange is pretty trivial -- but still a big chunk of money for someone who can't get a full-time job.Clayton Cramerhttps://www.blogger.com/profile/03258083387204776812noreply@blogger.comtag:blogger.com,1999:blog-2807403883562053852.post-30577350004264254252013-11-26T09:24:20.488-07:002013-11-26T09:24:20.488-07:00I remember being young and unemployed and refusing...I remember being young and unemployed and refusing COBRA coverage, because it would be $100/month, which is a lot when UI pays $330/week. When I decided to work as an independent contractor, I did the same - I was making decent money, but health insurance seemed too expensive given the costs of rent, auto insurance, etc.<br /><br />That was a while ago, but health insurance through a COBRA (so you keep your former employer's group rate) is a lot more these days, and UI only maxes out around $400/week.Anthonyhttps://www.blogger.com/profile/12389602137217799305noreply@blogger.comtag:blogger.com,1999:blog-2807403883562053852.post-5165204869101093722013-11-26T08:45:01.751-07:002013-11-26T08:45:01.751-07:00At least from what's been described, the feder...At least from what's been described, the federal exchanges and many states were not able to process phone or paper signups, since they were dependent on the same electronic systems as everyone else internally.<br /><br />The progressive estimates for demand were still almost certainly overstated by a massive and obvious amount, though. Probably not as much as rational economic theory would suggest -- a lot of young folk and especially young women are much risk-averse than you'd expect, for some rather complicated reasons -- but even the CBO estimates were required to be based on some unrealistic assumptions.Joshhttps://www.blogger.com/profile/10581481195058896802noreply@blogger.com